Auto Insurance Coverage: What You Need to Know
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Auto, Truck & Motorcycle Accidents
Traffic accidents are the most common cause of personal injuries. Every 10 seconds, someone in the United States is involved in a car accident, according to the National Highway Traffic Safety Administration.
Being the victim of an auto, motorcycle or truck accident can be a frightening experience. You may find yourself injured and in pain, without a vehicle and confused about what to do next. And most likely you’ve already had a claims adjuster knocking at your door – eager to give you a check if you simply sign on the dotted line.
Be Careful What You Sign
Unfortunately, if you sign the wrong document you may forfeit your rights. Proceed with caution, and don’t be afraid to ask for expert advice. Before signing anything from the insurance company, consult with an attorney who can advise you on how to protect yourself and your claim so you get the medical treatment and compensation you are due.
Hidden injuries
Many people who appear to have suffered minor injuries or none at all later develop pain and other symptoms resulting from the crash. That’s why it’s vitally important to seek medical treatment immediately following a traffic accident, even if you don’t think you’ve been seriously injured. If you develop any pain or other symptoms following an accident, you should see a doctor.
Consulting with an attorney after is one of the wisest decisions you can make in the aftermath of an accident. Statistics show people who are represented by an attorney receive an average of three times more for their injuries than those without legal representation.
Understanding your legal rights
Attorneys uncover benefits to which you may not know you’re entitled, deal with rude or nonresponsive adjusters and take a significant burden off your shoulders so you can concentrate on getting better and getting on with your life. They also can help you negotiate with health care providers and others to defer billing until your settlement check is in hand.
If you have been involved in an automobile, truck or motorcycle accident, you may be entitled to compensation for:
- Car repairs
- Pain and suffering
- Lost wages
- Medical expenses, now and in the future
- Permanent impairment
- Mileage to and from your doctor’s appointments
- Prescription costs
- Rental car
An experienced attorney will help ensure that you get the benefits that you deserve. Our staff can also help explain exactly what is covered by your insurance policy and the other driver’s insurance policy. The insurance company has no legal obligation to explain your benefits to you. Call today at 1-866-373-1130
HOW TO READ YOUR INSURANCE POLICY
This Policy Declaration document is only a sample and does not contain all possible insurance benefits. In general, most Policy Declaration documents will have similar language found in the example presented here.
WHAT TO DO AFTER AN AUTO ACCIDENT
Download our exclusive report to learn about your rights after an auto accident. This is information the insurance companies don’t want you to have.
“They treated me like an individual. The Deuterman Law Group is extemely thorough, caring, knowledgeable, reasonable and affordable.
Out of all the firms I've seen advertised on TV, I am so glad I picked the Deuterman Law Group. And though my physical state will never get better, my mind is finally at rest. I could never thank them all enough!”
-- M. Brown, Greensboro, N.C.
