{"id":13546,"date":"2023-07-17T16:14:25","date_gmt":"2023-07-17T16:14:25","guid":{"rendered":"https:\/\/deutermanlaw.com\/?post_type=faqs&#038;p=13546"},"modified":"2024-03-01T17:57:48","modified_gmt":"2024-03-01T17:57:48","slug":"auto-accidents","status":"publish","type":"faqs","link":"https:\/\/deutermanlaw.com\/es\/faq-post\/accidentes-de-trafico-2\/","title":{"rendered":"Accidentes Automovil\u00edsticos"},"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"_lmt_disableupdate":"","_lmt_disable":"","_themeisle_gutenberg_block_has_review":false},"class_list":["post-13546","faqs","type-faqs","status-publish","hentry"],"acf":{"faq_content":{"heading":" Personal Injury  <br>Frequently Asked Questions","items":[{"title":"\u00bfCon qui\u00e9n hablo?","content":"Si ha resultado herido, ll\u00e1menos. Le ayudaremos a determinar si necesita un abogado y si tiene derecho a una indemnizaci\u00f3n monetaria. Las decisiones que se deben tomar despu\u00e9s de un accidente o lesi\u00f3n son muy importantes y deben abordarse r\u00e1pidamente. Estaremos encantados de hablar con usted sobre su caso.","enable_side_media":false,"image":"","video":"","portrait_video":false,"video_title":"","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""},{"title":"El conductor del coche en el que viajaba fue el culpable del accidente. \u00bfPuedo presentar un reclamo?","content":"S\u00ed, puede presentar una reclamaci\u00f3n contra el seguro del conductor responsable. No importa si usted era un pasajero en su autom\u00f3vil u otro autom\u00f3vil involucrado en el accidente. Recuerde que las personas tienen seguro por una raz\u00f3n. La compa\u00f1\u00eda de seguros es, en \u00faltima instancia, responsable de pagar sus facturas m\u00e9dicas y otros gastos.","enable_side_media":false,"image":null,"video":null,"portrait_video":false,"video_title":"","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""},{"title":"El accidente no fue culpa m\u00eda. Pero s\u00ed me pusieron una multa de tr\u00e1fico por tener la placa vencida. \u00bfA\u00fan tengo un reclamo contra el seguro del otro conductor?","content":"Siempre que usted no haya causado el accidente ni haya participado en su causa, a\u00fan tiene un reclamo. Esto se aplica incluso si recibe una multa de tr\u00e1nsito por no usar el cintur\u00f3n de seguridad, por tener placas o licencia vencidas u otras infracciones similares.","enable_side_media":false,"image":null,"video":null,"portrait_video":false,"video_title":"","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""},{"title":"Mi auto nuevo qued\u00f3 destrozado pocos d\u00edas despu\u00e9s de que lo compr\u00e9. Pero el perito del seguro me ofrece miles menos de lo que pagu\u00e9. \u00bfQu\u00e9 puedo hacer?","content":"Unfortunately, new cars immediately lose value when you drive them off the lot. The adjuster is required to pay the current value of the car \u2013 not what you paid for it.\r\n\r\nYou may also challenge the insurance company on whether the car is actually \u201ctotaled.\u201d For example, if your car is damaged, but not \u201ctotaled,\u201d you may have a claim for loss of value. If you try to sell your car after you fix it up, you will not be able to sell it at the standard used-car rate because it was in an accident. You may be able to receive compensation for this \u201closs of value.\u201d\r\n\r\nThe same is true if you owe more on your car than it is currently worth. Let\u2019s say your car was totaled, and the fair market value was $10,000. But you still owe $12,000 on your car loan. After insurance reimburses you and you pay off your loan, you\u2019ll still be $2,000 in the hole and without a car to drive. Your only recourse may be to file a lawsuit.","enable_side_media":false,"image":null,"video":null,"portrait_video":false,"video_title":"","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""},{"title":"No pude trabajar despu\u00e9s de mi accidente automovil\u00edstico. \u00bfMe pueden pagar por el tiempo que falt\u00e9 al trabajo?","content":"If your injuries prevented you from working after your car accident, you may be able to collect for lost wages. However, you must have documentation from your doctor and employer before the insurance company will consider reimbursing you for lost wages. Your doctor must specify, in writing, that you are unable to return to work for a certain period of time because of your injuries. In addition, your employer will need to complete a form certifying the dates you missed work and your wages.\r\n\r\nAn attorney can help make sure all the proper forms and paperwork have been completed for a lost wages claim. Even so, the insurance company may deny your claim, so we encourage our clients to return to work as soon as they\u2019re able and medically cleared after an auto accident.","enable_side_media":false,"image":null,"video":null,"portrait_video":false,"video_title":"","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""},{"title":"\u00bfQu\u00e9 pasa si no tengo cobertura de atenci\u00f3n m\u00e9dica y no puedo permitirme ver a un m\u00e9dico?","content":"Incluso si no tiene cobertura de atenci\u00f3n m\u00e9dica, es posible que a\u00fan tenga opciones de tratamiento. La mayor\u00eda de las salas de emergencia de los hospitales no retendr\u00e1n el tratamiento a quienes no tienen seguro. Tambi\u00e9n hay cl\u00ednicas de bajo costo o gratuitas en la mayor\u00eda de las comunidades del estado. Algunos proveedores m\u00e9dicos pueden incluso estar dispuestos a retener sus facturas hasta que llegue su acuerdo y usted pueda pagar. Consulte a su abogado para que le aconseje c\u00f3mo proceder.","enable_side_media":false,"image":null,"video":null,"portrait_video":false,"video_title":"","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""},{"title":"\u00bfCu\u00e1nto tiempo tengo para presentar mi reclamo?","content":"Por da\u00f1os a la propiedad, querr\u00e1 someter su reclamo de inmediato. Si planea demandar al conductor que lo atropell\u00f3 por negligencia por las lesiones sufridas en el accidente, los estatutos estatales dicen que debe presentar la demanda dentro de los tres a\u00f1os, o dentro de los dos si se trata de una muerte.","enable_side_media":false,"image":null,"video":null,"portrait_video":false,"video_title":"","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""},{"title":"\u00bfPor qu\u00e9 deber\u00eda trabajar con un abogado de lesiones personales?","content":"Trabajar con un abogado de lesiones personales puede resultar en una compensaci\u00f3n significativamente mayor. De hecho, las estad\u00edsticas de la oficina nacional de seguros muestran que los reclamantes representados por un abogado obtienen en promedio una indemnizaci\u00f3n que es m\u00e1s de tres veces mayor que la de aquellos que se representan a s\u00ed mismos. Los abogados descubren beneficios a los que usted quiz\u00e1s no sepa que tiene derecho, tratan con ajustadores groseros o que no responden y le quitan una carga importante de encima para que pueda concentrarse en mejorar y seguir con su vida. Tambi\u00e9n pueden ayudarlo a negociar con proveedores de atenci\u00f3n m\u00e9dica y otras personas para aplazar la facturaci\u00f3n hasta que su cheque de liquidaci\u00f3n est\u00e9 disponible.","enable_side_media":false,"image":null,"video":null,"portrait_video":false,"video_title":"","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""},{"title":"\u00bfCu\u00e1nto vale mi reclamo?","content":"La respuesta depende de varios factores diferentes. Deber\u00eda recibir una compensaci\u00f3n por sus facturas m\u00e9dicas y salarios perdidos relacionados con sus lesiones, tanto pasadas como futuras. Tambi\u00e9n deber\u00eda recuperar algo por el dolor y sufrimiento que le ha causado el accidente. Si sus lesiones son lo suficientemente graves, pueden afectarle por el resto de su vida, por lo que deber\u00eda poder recuperar su capacidad de ingresos perdida.","enable_side_media":false,"image":null,"video":null,"portrait_video":false,"video_title":"","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""},{"title":"\u00bfCu\u00e1nto costar\u00e1 obtener ayuda legal?","content":"La mayor\u00eda de los abogados que manejan demandas por lesiones personales lo hacen sobre una base de contingencia. Eso significa que el abogado que lo representa en su caso de accidente no gana honorarios a menos que usted gane. Tambi\u00e9n significa que no tendr\u00e1 que pagar nada de su bolsillo. Puede tener representaci\u00f3n experta incluso si no tiene trabajo, ahorros, casa o autom\u00f3vil. Su abogado se hace cargo de todos los costos iniciales y luego deduce los honorarios y costos aplicables de su acuerdo final. Generalmente, las personas que est\u00e1n representadas por un abogado en un caso de accidente terminar\u00e1n en mejor situaci\u00f3n financiera que aquellas que no est\u00e1n representadas.","enable_side_media":false,"image":null,"video":null,"portrait_video":false,"video_title":"","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""},{"title":"\u00bfC\u00f3mo leo mi p\u00f3liza de seguro?","content":"If you\u2019re like most drivers, you don\u2019t think much about your auto insurance policy or learn how to read your auto insurance policy until after you\u2019ve been in an accident. Then, it\u2019s a scramble to determine if your particular situation is fully covered.\r\n\r\nIf this sounds like you, please read\u00a0our article\u00a0for tips you need to know when learning how to read your insurance policy.","enable_side_media":false,"image":null,"video":null,"portrait_video":false,"video_title":"","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""},{"title":"\u00bfC\u00f3mo se determina el valor justo de mercado para los da\u00f1os automovil\u00edsticos?","content":"The fair market value of a car is the wholesale price a dealer would pay for it. The insurance company calculates the payout based on this value, minus your deductible. The insurance company uses the fair market value when the car is labeled as a total loss and repairs are determined to cost more than 85% of what the car is worth.\r\n\r\nTo determine the value of a vehicle, insurance adjusters consider several factors, including: age, make and model, mileage, condition, market value, and availability.","enable_side_media":true,"image":"","video":"https:\/\/vimeo.com\/398801552","portrait_video":false,"video_title":"How Is Fair Market Value determined for auto damage?","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""},{"title":"\u00bfPor qu\u00e9 necesito cobertura de motorista con seguro insuficiente?","content":"","enable_side_media":true,"image":"","video":"https:\/\/vimeo.com\/398802404","portrait_video":false,"video_title":"Why do I need Underinsured Motorist coverage?","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""},{"title":"\u00bfSon los abogados de lesiones personales lo mismo que los abogados de accidentes automovil\u00edsticos?","content":"While all auto accident lawyers can be considered personal injury lawyers due to their role in handling cases of injury due to negligence, not all personal injury lawyers specialize in auto accidents. If you're involved in an auto accident, an attorney specializing in auto accidents might be more equipped with the specific knowledge and experience needed to navigate the complexities of your case.","enable_side_media":false,"image":null,"video":null,"portrait_video":false,"video_title":"","enable_translated_video":false,"spanish_video":null,"spanish_video_title":""}],"button":{"title":"Programe una Consulta GRATUITA","url":"https:\/\/deutermanlaw.com\/contact-us\/","target":""}}},"_links":{"self":[{"href":"https:\/\/deutermanlaw.com\/es\/wp-json\/wp\/v2\/faqs\/13546","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/deutermanlaw.com\/es\/wp-json\/wp\/v2\/faqs"}],"about":[{"href":"https:\/\/deutermanlaw.com\/es\/wp-json\/wp\/v2\/types\/faqs"}],"wp:attachment":[{"href":"https:\/\/deutermanlaw.com\/es\/wp-json\/wp\/v2\/media?parent=13546"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}