Nobody wants to have physical or mental health problems that are so severe that they cause you to have to stop working.
But if this happens to you, and you are unable to work due to your health problems, Social Security Disability can be a lifeline to help you survive while you deal with your medical problems.
Social Security Disability benefits will be less than you were earning at work, but they can stave off financial disaster if you are completely without income.
The first step is to apply for Social Security Disability and/or Supplemental Security Income benefits. You can do this yourself in a number of different ways. You can apply online for Social Security Disability benefits. You can also apply in person or even over the phone at your local social security office.
If you choose to apply in person, I encourage you to call 1-800-772-1213 first to make an appointment to apply, as it will save you a lot of time. Representatives are available Monday through Friday from 7 a.m. to 7 p.m.
You can read more about how the application process works, including the types of information you’ll need to complete the Social Security Disability Benefits paperwork here.
It’s important that these forms are completed carefully and correctly, and that you provide all relevant information. Failure to provide thorough information may delay your claim, or even result in denial of Social Security Disability benefits.
If you don’t want to deal with the hassle of applying yourself, you can also hire an attorney to file your initial Social Security Disability application for you. Many attorneys, including our Social Security attorneys here at the Deuterman law group, will represent you on a contingency fee basis, meaning there is no attorney fee unless we get you approved for disability benefits.