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Category Archive: Insurance Practices

Surveillance Not Uncommon in Workers’ Compensation Cases

Private investigators and hidden camera surveillance might seem like the stuff of suspenseful TV shows. But getting “caught” on camera can be a concern in a workers’ compensation case. In fact, it’s much more common than you might think. A worker gets hurt at work and sees a doctor. The doctor gives the worker restrictions…

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Employers’ cost for workers’ comp insurance decreases in NC

The N.C. Insurance Commissioner approved a 3.4 percent rate decrease for workers’ compensation insurance premiums for 2015. The rate decrease was requested by the N.C. Rate Bureau, a group representing insurance companies, the News & Observer reported. This is further proof that North Carolina’s worker’s compensation system is working as it should and is not…

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Progressive’s underhanded treatment of accident victim’s family goes viral

A blogger named Matt Fisher recently posted about his family’s treatment at the hands of Progressive Insurance: “My Sister Paid Progressive Insurance to Defend Her Killer In Court.” Fisher’s sister, Katie, was killed in 2010 in an auto accident when another driver ran a red light. The other driver was underinsured, but Katie carried Progressive insurance underinsured…

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“Rich” hospitals help drive up cost of health care

Interesting reading this week in the Raleigh News & Observer. The newspaper is running a five-part series, “Prognosis: Profits” which reveals how nonprofit hospitals are making big money, paying big salaries and saddling some of their most vulnerable patients with big bills. This is driving up health care costs and putting the burden of the sick…

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DLG withdraws support for HB 813; compromises could be harmful to injured people

We recently asked you to write to your state senators in support of legislation that would change how automobile accident claims and other personal injury cases are handled in court. While we still believe that North Carolina’s use of contributory negligence in personal injury cases is antiquated, harsh and punishes injured people, we can no longer…

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SUPPORT BILL HB 813 – for injured people

State lawmakers are preparing to vote on legislation that will impact anyone who is hurt in a car accident or suffers a personal injury that is someone else’s fault. North Carolina is one of only four states that allow the doctrine of contributory negligence as a defense in auto accident and other personal injury cases….

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Tell Your State Senators to Vote for HB 813

The N.C. General Assembly is considering important legislation that will impact anyone who is hurt in  in an automobile accident or suffers from a personal injury. We need you to call, write or email your state senators as soon as possible and tell them to support HB 813, which would change the standard in personal…

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Insurance Companies Practice Deny & Delay Tactics

Good Morning America has a story that illustrates how insurance companies use deny and delay tactics to avoid paying legitimate insurance claims. In this case, a woman with Stage 4 breast cancer tried to collect disability insurance. But Cigna repeatedly denied Susan Kristoff’s claim for short-term disability. Cigna said she had not proven a disability….

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Big pain for workers in New Jersey

Workers already suffering from injuries are getting another round of punishment heaped upon them. The federal agency that administers Medicare is causing the harm by freezing workers’ compensation payments for months or even years while cases are reviewed.

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Insurance Companies Systematically Mistreat Consumers for Financial Gain

Anyone who thinks the insurance companies are looking out for consumers needs to read the American Association of Justice’s report Pattern of Greed, which my colleague Grace Kanoy blogged about last week. The American Association of Justice report examines tactics that insurance companies used in denying claims after Hurricane Katrina.

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