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Short-Term and Long-Term Disability Insurance Can Help Replace Some of Your Lost Income Due to Injury.

If you’re injured, a short-term disability insurance policy can help replace some of your lost income during the initial weeks of a disabling illness or accident. These policies will typically cover the first six to 12 months of a disability. They provide coverage during the waiting period, until the start of a long-term disability insurance policy. When the short-term policy expires your long-term disability insurance will pay a portion of your salary usually 50-60% of your pay, depending on the policy. These long-term benefits will remain in effect until you’re healthy enough to return to work, or for a specific number of years, as defined in the policy.

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What To Do After A Severe Personal Injury

How We Can Help.

Litigation can arise when plaintiffs are unjustly deprived of their benefits. For example, individuals have filed lawsuits against the SSA contesting the results of medical reports, examinations, and testing in an effort to establish or regain their Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) benefits. The Deuterman Law Group has experienced Social Security and disability lawyers who know the regulations and the process down to the last detail. They’ll make certain you receive all the Social Security benefits you deserve.

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Our Experienced Short-Term and Long-Term Disability Attorneys Will Fight for You.

    
 
 
         
   Chris Ross 
 
 
 
 Trustindex verifies that the original source of the review is Google. Dear Attorney,

I wanted to take a moment to sincerely thank you for everything you’ve done for me over the past year. Deuterman Law Group
stood by me throughout a very stressful and challenging process, and I truly appreciate the support and guidance I received.

I know I would not have achieved my 100% Permanent and Total status without your help. Your knowledge of the law, dedication to veterans, and commitment to my case truly made the difference.

Please extend my gratitude to your staff as well for their prompt, professional, and helpful communication throughout the process. Their support was greatly appreciated.

I will always have the utmost respect for you and your firm, and I will gladly recommend your services to other veterans in need of assistance.

Thank you again for everything.

Sincerely,
Chris Ross
  
 
        
   Timothy Calhoun 
 
 
 
 Trustindex verifies that the original source of the review is Google. I worked with Determan law group to help me with my VA case not only did I win but I had them by my side the whole case it was great working with them would definitely recommend them to anyone in need .
  
 
        
   Harold Chambers 
 
 
 
 Trustindex verifies that the original source of the review is Google. They go above and beyond to get veterans answers and relief.
  
 
        
   Jasime Grady 
 
 
 
 Trustindex verifies that the original source of the review is Google. Ms . Kim is awesome, patient, Soft-spoken and  don’t Mind explaining the case.. As for Mr. Biser He don’t mind asking the right questions and defending his client 💜 it has been a pleasure to work with the whole team! Even the receptionist made me feel welcomed 🤞🏾 If you want someone to listen understand and do their job thoroughly hire  the Deuterman Law Group 10/10
  
 
        
   John Corbett 
 
 
 
 Trustindex verifies that the original source of the review is Google. Outstanding team of professionals, they get it done!!!
  
 
        
   Derrick Lofton 
 
 
 
 Trustindex verifies that the original source of the review is Google. The entire team from the 1st person I spoke to on the phone up to present time has been amazing. This has been a good decision to choose this firm to represent me.
  
 
        
   Kimley Crosby 
 
 
 
 Trustindex verifies that the original source of the review is Google. I went to Deutetman Law Group to get help with my disability claim.  During the process I worked with Tori and she was fully obligated to my claim.  With everything I'm going through it couldn't mentally or physically take care of everything that needed to be done.  Tori stepped in and handled all the paperwork for me.  Which is usually talked 6 months to a year for disability,  she was able to get it done in less than a month.  Tori was a true angel.  I world highly recommend Deuterman to anyone whom is seeking help in getting a problem resolved.  Thank you all so much.
  
 
        
   Angie Morrison 
 
 
 
 Trustindex verifies that the original source of the review is Google. Without Tori and Deuterman Law, I would have been too overwhelmed to complete the process. They helped me every step of the way and made it painless and simple

Social Security Disability and Permanent Disability

The criteria for receiving Social Security disability benefits in North Carolina are identical to other states, as SSDI (Social Security Disability Insurance) and SSI (Supplemental Security Income) are federal programs administered by the Social Security Administration (SSA). In order to satisfy the approval criteria, the medical and vocational evidence of your case must satisfy the Social Security definition of “disability.” That definition states that you must have at least one severe medical condition—either physical or mental—which lasts for at least one year. Your disability must keep you from being able to work and earn what the SSA believes to be a “substantial and gainful” income. That doesn’t mean that you can’t work when you apply for disability—but if you’re working, your earnings must be less than the Social Security gross monthly earnings limit.

The SSA will assume that when an individual’s disability has lasted for at least one full year, it’s most likely a permanent disability. Nonetheless, the SSA regularly reviews these claims after they’ve been approved.

In North Carolina and across the country, there’s no need to wait until you’ve suffered with a condition for a full year before you file for disability. If you have a serious disability that appears like it will keep you out of work for a year, you can go ahead and file for Social Security disability – the agency’s disability examiner will review your medical records and determine if your condition will last more than a year.

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